Exotic car insurance to handle your diverse needs.

Your prized exotic car represents your love of luxury and performance. We’ll help you protect your investment through specialized insurance coverage designed for exotic car lovers like you.

Your exotic car is special to you and that’s why exotic car insurance is a special category with some key differences to ordinary auto or car insurance policies.

First, let’s deal with the name. Different policies may be called exotic car insurance or collector car insurance. Exactly what qualifies will depend on the insurance company, but usually such policies cover cars that have distinctive characteristics, such as being particularly rare.

The biggest difference with exotic car insurance is that the insurance company will usually agree to a specific value of the car at the start of the policy. If the car is destroyed or damaged beyond economic repair, your payout is for this agreed upon value, rather than the usual system of looking at the market cash value of your car at the time of the claim. This gives you the peace of mind of knowing you’ll get the right amount with no surprises.

If the insurance company pays for repairs after a collision, exotic car insurance will often guarantee to pay for necessary and authentic parts that might be excluded or exceed coverage limits with an ordinary car insurance policy.

One note of caution, however: some exotic car insurance policies only apply to limited usage, whether that’s a specified (low) annual mileage, or only covering trips to exhibitions and parades rather than everyday driving.

Be sure to connect with us to discuss the details of exotic car insurance or collector car insurance. We can help to find the right policy for you!

Let’s discuss your exotic car insurance.

One of our insurance advisors will reach out to you to review your information and present you with the appropriate exotic car insurance solution. There’s no obligation, just good-old-fashioned advice.
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DSP Insurance Services offers comprehensive exotic car insurance to handle your diverse needs.